Tuesday, August 4, 2009

FINANCIAL MANAGEMENT

Salam to our beloved lacture...and my beloved sis n bro..today I would like to share with all of you about the Importance of Financial Management.
As we know, financial management are very important to us..especially for us as students. Financial can influences our moods also and also our lifestyle.For the time beings, I think all of us get the PTPTN Loans, JPA Loans and other sponsorship from various agencies. So, we have to us manage the loans accordingly. Spent the money wisely, smartly. Avoid from being lavish in our daily life. Spent the money for example for buying books, references, newspapers, stationaries and etc. Its not a sin if we spent it to get the most delicious foods and drinks rather than spending hastyly for buying cigarettes (guys maa) and other unneccesary things! Money, is the gift from Allah, should be spent to the correct path. We are answerable to Him at the life at the Hereafter, for what the money that we have, were spend to..remeber this. Don't be so stingy, if we have extra money, its not wrong to donate it as Sadakah to the Mosque...or even pay for others for a lunch, isnt it...lets share the rizq with others who are unlucky..its become bonuses to us..Moreover, if we are good in financial management, at least, can ease or minimize the burdens of our parents. Be a good boy and girl..I think, thats all I have..let us discuss..grab the good one, and ignore the negative one.. Salam...

NORMIZAN BIN SHAIDI
2008571725
DPA 2B
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20 comments:

  1. baayyybeeeyyAugust 4, 2009 at 10:53 PM

    hellop n salam to all.

    to the sender,,thanxs fer sharing.yarh.ryte.the money that we get from the loan we have to manage it wisely.dun 4get that all the money that we got is not for free.u have to pay it back someday.so use the money for the only necessary things.aite.
    like what the author has said,its nt wrong if u want to eat something that delicious n more expensive than u usually ate.just buy it if u want to.this is the time for u to try all kind of food that u really crave for:)
    spent a lil on that okay :D should be no prob .

    last but nt least . manage ur money properly n be good all day (:
    vye :)




    -xiera arifan-
    2008577403

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  2. ArePeen[]CheetahRoverScoutCrew[]August 4, 2009 at 11:20 PM

    salam 2 madam jean and my fellow friends...

    i think, this article is the most important article to all student because it's about our financial management..

    money... it can be so hard to collect money but it can be so easy to lose money.. we as student will experience this problem...

    decision is in our hand.. depend on us how we can manage our financial..

    use it wisely.. not waste our money to the useless thing..

    that's all from me...
    see ya...

    Muhammad Firdaus Bin Ahmad
    2008553421

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  3. nieraAugust 4, 2009 at 11:24 PM

    salam.....

    the financial management is very important for us...this is because all the things in the world are very expensive...
    we must use our money for our neccessity..why we spent a lot of money to buy very expensive food???shopping????cigarettes????ther eare waste our money..
    we should save our money for future time bcoz we will not know what happen to us in future..
    i think this semester, we spend a lot of money to buy our textbooks..right???
    but most of the students complaint with the highest price of books....
    so, i hope we must manage our financial well...we must think first before we buy something....

    nur amminirah amnizar
    2008360523

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  4. ana eniraAugust 4, 2009 at 11:29 PM

    Assalamualaikum to all my fellow friend….

    Aik the topic given by kapten like familiar with my ear:p hehe.. this topic we have discuss when listening class right???

    I’m truly very agreeing with your topics!!! In my opinion, as a student we should know and learn in how to manage and control our financial. This is because one day we will pay back our loan so, from today we should control our expenses during life in campus to priority the important things to buy.

    We should take important things to buy first for example the revision books. We also must save our money when occur emergency cases.

    lastly... everyone should have their own awareness about their own money and how they want to use it correctly...
    sekian.....:p

    NORFARHANA BINTI ISMAIL
    2008532113

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  5. ArePeen[]CheetahRoverScoutCrew[]August 4, 2009 at 11:31 PM

    salam,
    This article is quite interesting because about management of financial.As student it is important for us to have financial management because if we do not spend our money wisely we will have problem in the future.
    We suposely should have budget for what we want to buy or for what the money we want to spend off.If we have difficulties in manage our financial we can go to AKPK BECAUSE they will provide us guidelines for financial management and skills.
    That all for my comment bye2x
    (zack)

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  6. sakuraAugust 4, 2009 at 11:35 PM

    salam everyone...

    first of all, thanks for the article cptn...
    yes, i do agree that financial management is important in our life, especially in our situation now as a student...the loan that we have should be used wisely not for fun and dont take it for granted...dont waste the money for the unnecessary things...proper financial management will help us to avoid overspending of money...we all need the money to support our education spend because not all of us coming from rich family...with the loan we can lessen our parents burden...we must always bear in mind that the money we get from loan have to be paid soon after finish our study...therefore, think before you spend and be smart in managing the money...thats all, thank you...

    NORASHIELA BINTI SAIFUL BAHRY
    2008550281

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  7. mimiAugust 6, 2009 at 5:39 AM

    salam..
    wahh...such a great topic..
    thx 4 sharing with us..
    financial management..
    "a good manager alwaz noe how to manage well.."
    and in this case...
    we should noe on how to manage our financial well..
    the loan that we get should be used in a good way..
    it is not for us to have fun with that money..
    manage ur money well..
    think b4 u draw ur money out..
    money is not everything..
    but it can be "everything" if u dont manage it well..
    good luck guys!^^

    Nor Shamimi Muhamad Ridza
    2008347651

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  8. hidayu_othmanAugust 6, 2009 at 8:22 AM

    salam..
    such a good article..
    nowadays, everyone loves to spent their money to unnecessary things..
    guys with his cigarettes..
    girls with her shopaholic..
    we as a student..
    should spent our money wisely..
    to survive in the campus life..
    we must always good in financial management..
    thats all..
    thank you..

    Norul Hidayu Binti Othman
    2008361535

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  9. nieraAugust 6, 2009 at 8:28 PM

    Hey!! Yes.. I agree with Kapten's article.. Everyone needs the money in our life.. Without the money, our life like not enough perfect.. As we know, we can do anything with the money like to eat-(part of necessary in our life), buy books and others.. So, we need use the money smartly.. Don't waste the money especially for negative things like topup, entertainment.. One more thing, my advise is don't stingy to buy books.. Huhu.. That all for my comment.. Bye2!!

    NOR NASIHA AZHAR
    2008756479

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  10. hidayu_othmanAugust 6, 2009 at 11:26 PM

    SALAM...
    madam n my friends..
    wahhh, a nice article captain.
    i agree with you,taht financial management are very important to us. esspecially i also get the ptptn loans..
    my mother always remember me about that. how to use money wisely..
    more over, this is because i'm far away from my family.. so if anything hppens to me, and i have no money,where will i go..
    so my mother always says dont waste your money by buy anything that i don't neeed..
    so taht all for mw comment..

    NURUL AMIRA BT JAMAL
    2008359105

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  11. imansAugust 7, 2009 at 1:46 AM

    salam and hello everybody...

    thank abg mizan for the article..
    nowadays,everything need the money..so financial management are important to us so that the money that we are use not wasted to buy the things that we didnt need..

    i also some time always waste my money when i have a lot of money...hehehehe..but my parents always advice me to save my money for my future once a day...so important to us to know how to manage our financial.
    that all my comment..i hope all of us smart to manage our financial and save our money for our future...
    thank you,salam

    norfazlin bt husain
    2008779957

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  12. imansAugust 7, 2009 at 7:35 AM

    salam..
    hai..thnks cptain..your article is very suitable for me and also for all..its remind me to not misuse my money that my parents have given to me..
    same with arelin..i also sometime wasted my money..buy something that i not realy need it.. i agree with daus, to collect money is hard to do,..but to lose or finished money..is soo easy..s0, try to save money to effectiveness in the future..or emergency cases.
    s0, we as student especially, must know. how to manage it..with money, everything can happen..
    thats all from me..thk u..

    nor farihah bt burhan
    2008747221

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  13. mEaAugust 7, 2009 at 8:57 PM

    hello :)
    hey,thanx 4 u that post this article.
    actually,i'm totally agree with your article.
    as student especially,we have to know how to manage our money well.
    dont spend it to unnecessary things ok guys..
    shopping?once a while should be ok girls :))
    do practice what we have learn in management subject.
    it will give us benefit.Insya-Allah.


    mea :)
    Nur Ameera Binti Md Shab.

    ReplyDelete
  14. imansAugust 7, 2009 at 9:14 PM

    salam....to all my friends and madam jean..
    thnks cptain,..yes! financial mngement is very important especially to us as student..

    me myself also waste my money..my parents always remind me to save it,.yeah..! i will try..

    nowadys, most of the student misuse the loan that have given to them..loan like captain said ptptn..mara and others.
    so i hope..from now, me and all my fiends cnnot use the money with wrong way.. to get the money is difficult..

    lastly, dont forget to expense your money if u get xtra to me yaa...hehe..
    ok..bubyeeee...

    nur zafirah bt laili
    2008572927

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  15. tek-ienAugust 8, 2009 at 2:04 AM

    salam...hye all...

    i think financial management is important in daily life...
    everyday we use our money to buy something usefull or not...as a student i agree with captain that most of student applied ptptn but is there all student use the money very well...so financial management is very important becoz if we r not manage it from now at the end we will regret coz we enjoy use the money but in the end we dont have enough money to spent....
    bye...
    salam...

    -noorfareena binti faiz
    -2008505955

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  16. suha_jasmanAugust 8, 2009 at 9:54 AM

    salam...
    ()(^_^)

    thank 4 the article,its so nice captain...
    i think we should spent money to
    the things that we really2 need...
    u right xiera, our loan ptptn
    must we use wisely...
    bcoz we must pay somday with interest...
    we should know how 2 manage the money,
    1st we must make list b4 we buy the things...
    2nd don't buy the expensive stuff just 2
    show off...
    if from now we can manage money wisely ,
    who know someday we will bcme rich...:))
    insyallah.

    NOR NASUHA BINTI JASMAN
    2008571731

    ReplyDelete
  17. nedzAugust 11, 2009 at 1:52 AM

    Assalamualaikum...

    thankz 4 the article....
    this article is very usefull for all of us...
    u r right about financial management...
    financial management is important
    xpecially we as a student must know how to control money from buy anything that is not necessary...
    If we practice the financial management very well we will get the benefits from it...
    insyaallah...
    assalammualaikum...

    NUR NADZIRA BINTI ABDOL RAHMAN
    2008526281

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  18. imansAugust 24, 2009 at 8:02 AM

    thankz for the article..
    i will use my financial management very well..
    as a student we should know to use financial rightly..
    i will practice the ptptn loan properly..

    syajaratul aasyiqin bt suhaimi
    2008311931

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  19. da'AiSeptember 4, 2009 at 12:12 AM

    slm,sory 4 da late comment?!hehe
    yeah, it is true that we should not be so greedy to use our money especially 4 da important things(useful and really need)..
    so, of course financial management is very important not just for student but to everyone and we must practice it very well or if not, someday we will regret about it
    nor aida rosely
    2008572595

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  20. imansSeptember 10, 2009 at 4:52 AM

    assalamualaikum w.b.t

    sorry late to comment kepten article...im totally agree with kepten....FINANCIAL MANAGEMENT..the aidilfitri is coming soon...spend your money in right ways yea...dont buy unuseful things ok!!!!! for guys....remember what kepten said...dont waste your money by buying cigarattes...

    ok bye bye...

    MUHAMMAD ZAKWAN BIN ZAIKHAN
    2008763991

    ReplyDelete

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